10 Top Banks in India 2024 

Banks play a vital role in our financial growth as opening a bank(10 top banks) account can save our money. Being an Indian, it has been taught to us to save more and spend less. If you don’t have any bank account then you must go for it ASAP. 

In case you are an employee of a company and going to receive your first paycheck. Then, the very first thing you need a bank account to receive, spend, and save. Therefore, we need to explore the best banks based on services. Here, Indias top 10 bank:

When it comes to service ground, it becomes important for us to know about the current problems that people are facing for instance; troubles in transactions, OTP issues, maintenance limit, transaction limit, etc a valid reason which can blow your mind anytime to change your bank account(10 top banks). 

Everytime when people go for bank, preference automatically becomes a government bank. People consider a government bank as a safe and private bank as a good service provider. Choose your bank meticulously as it is the matter of your finances and its services.

We have created a list of the 10 Top Bank in 2024:

Here is the list of the top 10 banks in India which can be considered as the safest banks for you. All you need to do is go through this article for a detailed information about the banks and its services.

1. State Bank of India:

State bank of india, is one of the government banks in India and is the most reliable bank of people. It is also considered as a biggest public sector bank in India. It provides a numerous physical and digital banking services and it is a safe option for those who cannot maintain a huge amount. Amount of maximum balance at State Bank of India depends on location – ₹ 3,000, ₹ 2,000 and ₹ 1,000 in metro-cities, semi-urban and rural areas, respectively. 

Home loan interest rate SBI depends on many factors. First, find what type of loan you require.  For immediate actions you can avail yourself its customer care number for instance; blocking ATM or credit card, repealing any service, updates of account, and loan products & services etc. It has 221st rank in fortune global 500 worldwide.   

Revenue: Rs.3,50,844 crore
Net Income: Rs.4,73,378 crore
Branches: 22,405
ATMs: 62,617

2. HDFC Bank Ltd:

HDFC is one of the top 10 banks in India and prominent for its fabulous services. It is the second top bank of private sector in India with an ample number of services. Most reliable bank in private sector is HDFC Bank. In case you have already an bank  account then apply for the services online. HDFC credit card payment can easily be done with required details and some applicable offers. 

HDFC home loan interest rate starts at 8.35% p.a. Onwards. So, avail yourself of a huge range of services for instance; net-banking, UPI transactions, corporate banking, credit and debit card offers, interest on FD & RD etc. It has also launched  two applications to facilitate with better services these two are: SmartBuy and Payzapp. 

Revenue: Rs.1,70,750 crore
Net Income: Rs.2,04,666
Branches: 7,821
ATMs: 19,727 

3. ICICI Bank:

ICICI bank is one of the best banks in India and India’s largest private sector bank with various services for Debit & Credit Card holder. It has a prolific number of branches and ATMs in India and abroad as well. It is also facilitating immense benefits which can help you out to save money. In january 2023, the bank has crossed a market value of Rs.6.08 trillion.   

Revenue: Rs.1,21,066 crore
Net Income: Rs.1,86,178 crore
Branches: 6,074
ATMs: 16,731

4. Bank of Baroda (BoB):

Bank of Baroda is also a private sector bank and one of the best banks for its services. It is widely providing the services to the students and other dependents with its amazing services with no interest. Bank of baroda online account opening process is easy you can visit its official website and it is the best for its loan schemes as many account holders are relying on them for this purpose. 

And also, staff do the work without any delay if you are going to visit the bank. This bank has a wide network of financial products which are offering loans, retail banking schemes and lockers facilities at its branch. BoB credit cards offers varies on the customers but useful if you are an active buyer. 

Revenue: Rs.94,138 crore
Net Income: Rs.32,528 crore
Branches: 8,200
ATMs: 9,200

5. Punjab National Bank:

Punjab National Bank is a public sector bank of India with okayish services and also one of the prominent banks across the country. It is considered as one of the top 10 banks and provides ample services to the account holders. This bank offers a comprehensive retail and corporate banking services and it has 180 million customers base with utter detail. It has many branches all over the country including some other foreign countries like Bhutan and The United Kingdom. Its services depend on the user’s requirement.

Revenue: Rs.86,845 crore
Net Income: Rs.28,132 crore
Branches: 10,076
ATMs: 13,000

6. Canara Bank:

Canara Bank is one of the well-established public sector banks and it is considered in the top 10 list of banks for the next year. The bank has a significant presence across India and aims to bestow a strong financial inclusion to the client all over the country and world as well beyond any boundaries. Canara Bank’s existence is one of the oldest banks in India since 1906. It hosts abundant of banking services to the account holders with applicable perks.   

Revenue: Rs 85,884 crore
Net Income: Rs 1,11,209 crore
Branches: 9,706
ATMs: 13,423

7. Axis Bank:

Axis bank is one of the best banks of India and it is a private sector bank with prolific amount of services in India and abroad. This bank is prominent for the services provided by them. This bank is appreciated by all for the innovative idea based products at Small-Medium Enterprises, retail enterprises, and large to mid-size corporations. 

Axis bank emphasises on digital banking service as it is more lucrative for the services. All we can say about it is a user-friendly bank. Enrich your experience with Axis Bank!  

Revenue: Rs.87,448 crore
Net Income: Rs.1,06,154 crore
Branches: 4,758
ATMs: 15,000+

8. Bank of India (BoI):

Bank of India is a public sector bank and a little harsh on the services. Bank of India also considered as one of the reputed banks in India. It has a well-established network of a number of branches and ATMs which offers physical and digital services to its customers on national or international level. There is no difference between online or offline services, all are at same. Bank of India is a renowned founder member of SWIFT (the society for worldwide interbank financial telecommunication) in India. 

Revenue: Rs.47,931 crore
Net Income: Rs.55,142 crore
Branches: 5,129
ATMs: 5,551

9. IndusInd Bank:

IndusInd bank is one the prominent private sector banks in India. This is facilitating us with its services since 1994. This bank offers a wide range of banking & financial services including the collab with others too. It has also launched some lucrative digital products, user-friendly applications, and customised services as per the customers demand. Available 24*7 on the customer care number for stopping and continuing the services at any time.

Revenue: Rs.36,367 crore
Net Income: Rs.55,142 crore
Branches: 5,129
ATMs: 2,767

10. Union Bank of India:

Union bank of India is one of the oldest banks in India. It was established in 1919, and its headquarters is in Mumbai, India. It is also a puvlic sector bank across the country. All the services under this bank is handled by govt of India. The bank is known for business establishment and a wide network of financial products for instance; loans, locker-facilities,  Credit and debit card schemes, retail banking services which are innovative and tech-friendly.

Revenue: Rs.81,163 crore
Net Income: Rs.97,078 crore
Branches: 8,873
ATMs: 10,000+

Conclusion 

In this digital world, each services in banking including others sectors shifting in digital-first and financial products in a form of applications are widely used for utter information. It becomes important to be innovative and best dealing services to get access digitally and seamlessly. However, the cash flow, revenues, and wide network of branches and ATMs of the banks are the main factor to avail the banking services.

The best offers provided by banks are must be lucrative for a user so that it cannot create complexity while choosing the right bank for ourselves. Visit and explore the right one as it is the most concerned matter to you – Finance!

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